A written cash offer within 24 hours. No repairs, no cleaning, no agent commissions — and you choose the closing date.
From our own transaction records and HUD data for Birmingham ZIP codes. Updated 2026-07-25.
The typical Birmingham home we look at was built in 1952, which means roof age, original electrical, and HVAC are the items that most often blow up a retail contract after inspection. We buy those as-is and price the repairs into the offer instead of asking you to make them.
HUD sets Fair Market Rent for a 3-bedroom in Birmingham at $1,400/month. That number is why we can pay cash here: many of these homes work as long-term rentals for us, so we are not dependent on reselling quickly to make the numbers work.
Birmingham's older neighborhoods vary block by block far more than the city-level numbers suggest, so we underwrite by street rather than by ZIP here.
We will tell you that on the first call. A clean, structurally sound house with 60-90 days of patience usually nets more on the open market even after commissions.
Population growth means retail buyers exist — and it means builders are discounting down the road. A dated house is being shopped against an incentive package, which is why it sits.
That is 11 ZIP codes across Birmingham — including 35204, 35205, 35206 and 35207. Not listed? We still look at it — Alabama deals outside these ZIPs come through regularly.
Here are 713 recorded Birmingham sales from our comparable-sales database. Every number below is what someone actually paid — not an estimate, and not our opinion of your house.
Quartiles put Birmingham at $72,750 and $175,000. That gap, not the median, is what a walkthrough is for.
| Home size | Median sale price | Sales |
|---|---|---|
| 2-bedroom | $60,000 | 80 |
| 3-bedroom | $110,350 | 500 |
| 4-bedroom | $154,500 | 107 |
Recorded sales in our own comparable-sales database for these ZIP codes. Sale prices reflect what buyers paid for homes in their condition at the time — they are not an appraisal of your property and not an offer.
We underwrite by ZIP, not by city. Here is what each one looks like in our data:
| ZIP | Median sale | Per sq ft | Sales | HUD 3BR rent |
|---|---|---|---|---|
| 35204 | $85,500 | $50 | 24 | $1,280 |
| 35205 | $284,250 | $161 | 40 | $1,750 |
| 35206 | $102,300 | $77 | 150 | $1,440 |
| 35207 | $78,650 | $64 | 14 | $1,280 |
| 35208 | $86,225 | $62 | 74 | $1,340 |
| 35211 | $100,833 | $79 | 83 | $1,440 |
| 35214 | $139,500 | $90 | 84 | $1,380 |
| 35215 | $146,000 | $96 | 155 | $1,580 |
| 35217 | $72,000 | $65 | 33 | $1,300 |
| 35221 | $56,800 | $42 | 10 | $1,400 |
| 35228 | $76,250 | $62 | 46 | $1,440 |
Look at the gap between 35205 ($284,250) and 35221 ($56,800). Same city, roughly 400% apart. Anyone quoting you a citywide price per square foot is not looking at your block.
Sale figures are medians of recorded sales in our comparable-sales database; rent is HUD Fair Market Rent for that ZIP. A dash means we do not hold enough data for that ZIP to publish a number we would stand behind.
Every legitimate cash offer is the same four-line calculation. Here it is run on the median Birmingham sale price, so you can see the shape of it before anyone calls you.
| After-repair value — what it sells for once renovated | $119,000 |
| − Repairs to get it there | −$14,500 |
| − Holding, closing and resale costs | −$12,000 |
| − The buyer's margin | −$14,500 |
| = Illustrative cash offer | $78,000 |
This is an illustration, not an offer on your house. Your repair number is the line that moves most. A house that only needs cosmetics lands well above this; one with structural or mechanical work lands below. Ask any buyer to show you their four lines.
If your house is in good condition, this is also the calculation that tells you to list it instead. We will say so. The full breakdown of how the offer is built covers where the line falls.
Alabama closings typically run through a title company or closing attorney depending on the county. Ad valorem tax prorations and any municipal liens are settled at the table.
On our side the sequence is the same every time: title search, payoff figures ordered on any existing mortgage, liens and municipal balances identified, then funds and deed recorded. Nothing about a cash sale skips title work — what it skips is the lender, the appraisal and the financing contingency, which is where most retail contracts on Birmingham houses actually die.
General information about how these transactions typically proceed, not legal or tax advice. Your closing agent or attorney is the authority on your specific file.
Send the address and we will come back within a day with a written number and the comps it came from. If listing would net you more, we will tell you that instead.
See every Alabama market we buy in, or read how the offer is calculated. Selling because of foreclosure, probate, divorce or a problem tenant? Those pages cover what changes.
Restar Acquisitions is the acquisitions arm of Restar — a housing-market analytics platform tracking 180+ metrics across every U.S. market, with composite scores and 12-month price forecasts. The numbers on this page come from the same work.
