A written cash offer within 24 hours. No repairs, no cleaning, no agent commissions — and you choose the closing date.
From our own transaction records and HUD data for Jacksonville ZIP codes. Updated 2026-07-25.
Across the Jacksonville properties in our records, the median time on market is 12 days. A cash sale skips that window entirely — there is no listing period, no showings, and no financing contingency that can collapse at day 30.
The typical Jacksonville home we look at was built in 1972, which means roof age, original electrical, and HVAC are the items that most often blow up a retail contract after inspection. We buy those as-is and price the repairs into the offer instead of asking you to make them.
HUD sets Fair Market Rent for a 3-bedroom in Jacksonville at $1,860/month. That number is why we can pay cash here: many of these homes work as long-term rentals for us, so we are not dependent on reselling quickly to make the numbers work.
Jacksonville is geographically enormous, so the answer to “what is it worth” changes several times between the Westside, the Northside and the Beaches. We underwrite by ZIP rather than by city here, which is why the offer on two identical houses fifteen minutes apart is not the same number.
If your roof was tarped or replaced after the 2022 storm season, have the permit and any wind-mitigation report handy — it changes the number materially. We buy with open permits in place, because we are not borrowing against the house.
Retail demand here is seasonal, but taxes, insurance and lawn maintenance are not. On a vacant or inherited property, listing into the wrong part of the year can cost more than the price gap.
That is 13 ZIP codes across Jacksonville — including 32205, 32206, 32208 and 32209. Not listed? We still look at it — Florida deals outside these ZIPs come through regularly.
We pulled 509 recorded sales across the Jacksonville ZIP codes we work in. Publishing it is the point: you cannot tell whether an offer is fair without knowing what the finished product sells for.
Between $160,500 and $359,000 covers half of all Jacksonville sales in our data. Anyone quoting you a firm number before seeing the property is guessing inside that range.
| Home size | Median sale price | Sales |
|---|---|---|
| 2-bedroom | $168,000 | 59 |
| 3-bedroom | $220,000 | 219 |
| 4-bedroom | $316,000 | 150 |
Recorded sales in our own comparable-sales database for these ZIP codes. Sale prices reflect what buyers paid for homes in their condition at the time — they are not an appraisal of your property and not an offer.
We underwrite by ZIP, not by city. Here is what each one looks like in our data:
| ZIP | Median sale | Per sq ft | Sales | HUD 3BR rent |
|---|---|---|---|---|
| 32205 | $269,000 | $199 | 121 | $1,860 |
| 32206 | $244,900 | $121 | 45 | $1,420 |
| 32208 | $172,590 | $137 | 31 | $1,790 |
| 32209 | $105,000 | $78 | 85 | $1,480 |
| 32210 | $220,500 | $157 | 45 | $1,740 |
| 32216 | $173,500 | $167 | 28 | $1,890 |
| 32218 | $262,500 | $166 | 74 | $2,060 |
| 32219 | $299,653 | $182 | 22 | $1,740 |
| 32221 | $289,900 | $175 | 7 | $2,370 |
| 32226 | $365,000 | $169 | 13 | $3,070 |
| 32257 | $420,000 | $217 | 9 | $2,000 |
| 32258 | $339,250 | $205 | 18 | $2,760 |
Look at the gap between 32257 ($420,000) and 32209 ($105,000). Same city, roughly 300% apart. Anyone quoting you a citywide price per square foot is not looking at your block.
Sale figures are medians of recorded sales in our comparable-sales database; rent is HUD Fair Market Rent for that ZIP. A dash means we do not hold enough data for that ZIP to publish a number we would stand behind.
Below is the same maths every cash buyer runs, using the median Jacksonville sale price as the starting point.
| After-repair value — what it sells for once renovated | $245,000 |
| − Repairs to get it there | −$29,500 |
| − Holding, closing and resale costs | −$24,500 |
| − The buyer's margin | −$29,500 |
| = Illustrative cash offer | $161,500 |
This is an illustration, not an offer on your house. A property needing less work than the median moves the number up; one needing a roof and mechanicals moves it down. If a buyer will not walk you through these four lines on your specific property, that is the moment to be suspicious.
If your house is in good condition, this is also the calculation that tells you to list it instead. We will say so. The full breakdown of how the offer is built covers where the line falls.
Florida closings usually run through a title company, and the two things that hold them up here are insurance and permits. An open or unpermitted improvement has to be resolved or explicitly accepted, and wind mitigation drives what a financed buyer can afford to insure. Cash removes the insurance dependency entirely.
On our side the sequence is the same every time: title search, payoff figures ordered on any existing mortgage, liens and municipal balances identified, then funds and deed recorded. Nothing about a cash sale skips title work — what it skips is the lender, the appraisal and the financing contingency, which is where most retail contracts on Jacksonville houses actually die.
General information about how these transactions typically proceed, not legal or tax advice. Your closing agent or attorney is the authority on your specific file.
Send the address and we will come back within a day with a written number and the comps it came from. If listing would net you more, we will tell you that instead.
See every Florida market we buy in, or read how the offer is calculated. Selling because of foreclosure, probate, divorce or a problem tenant? Those pages cover what changes.
Restar Acquisitions is the acquisitions arm of Restar — a housing-market analytics platform tracking 180+ metrics across every U.S. market, with composite scores and 12-month price forecasts. The numbers on this page come from the same work.
